When you are considering of availing yourself of maid services, you must know that aside from providing the basic salary, food, and accommodation, you must also provide her with domestic helper insurance.
You may be thinking that this isn’t necessary anymore, but your maid is a person like you. She is not a stranger to accidents and risks. In fact, doing her required daily chores can put her in some form of danger. That is why having her covered will not only benefit her, but you, too.
Domestic Helper Insurance provides full coverage on your liabilities as employer. At the same time, it also covers personal accidents that may result to disabilities or death, and hospitalization expenses.
Quite a lot of insurance companies offer this type of insurance specific to domestic helpers. Most of these companies have websites that you can view conveniently in the comfort of your home. Take time to go over these sites, comparing notes. If you are overwhelmed by all the information, you should spend time reading over reviews and write-ups about these companies. Another idea is to join certain groups or communities and participating in their discussions of insurance companies and products.
To be able to qualify to this type of insurance, the maid has to be at least 18 years old but not over 60 years old. She must also be healthy at the time of the application
You should not take for granted the importance of a domestic helper insurance. Always bear in mind that your maid may get into an accident of any kind. Accident knows no one, that’s for sure! She can lose her balance while cleaning your house, for instance, causing damage to certain parts of her body. When such an accident befalls on your maid, at least you can sigh with relief knowing that you will not have to put up with all the medical expenses yourself.
Visit the top domestic helper agency Hong Kong to see the free profiles and photos of domestic helper, nanny, housekeeper, caregiver, driver, gardener and much more.
Comments on this entry are closed.